‎Credit cards in India based on your needs

1. HDFC’s MoneyBack credit card – best for beginners

If you are new to the world of credit cards, then HDFC’s MoneyBack credit card is the perfect pick for you. Using this card is a good way to begin building your credit score while saving money. With its cashback benefits, you will save money for every penny you spend.

2. HDFC Diners Club Black card – best premium credit card

This credit card is the complete package for high-end spenders with unlimited global lounge access and competitive bonuses. the HDFC Diners Club Black card has a credit limit of ₹4 lakhs, making it the ideal premium credit card.

3. IndusInd Bank Pioneer Legacy card – best zero annual fee credit card

The IndusInd Bank Pioneer Legacy card has the highest reward rate among all lifetime free credit cards in India. You’ll be able to avail a 1% rewards rate on all your weekday expenditures and an even better 2% on the weekend.

4. SBI Card PRIME – best lifestyle credit card

Said to be the best credit for utility bill payments, SBI Card PRIME comes with a priority pass for 4 free international and 8 free domestic airport lounge visits.

It also comes with welcome e-gift vouchers worth ₹3,000. this can be used to purchase from various brands.

5. American Express Platinum Travel credit card – best credit card for travel

The American Express Platinum Travel credit card is the perfect pick for a frequent traveler. Along with complimentary lounge access, this card also offers additional travel gift vouchers.

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